Important Questions And Answers to Car Insurance

As i always say, Car insurance is what every one should embrace as its very important in our daily life activities. Here i have compile most frequently ask question people normally ask about car insurance as well as the suitable answers.

1. Do Every Body Need Car Insurance Cover?  Yes, Every body needs it, This is important as it protects you and people you are driving. It is as well called financial responsibility which every license driver must have, even if you don’t own a car you should go get the one called “non owned auto policy” as it will cover you in situation where your rent or drivers someone else car.
2. Does the whole Insurance Comapny has the same Discount and Coverage? No, Every insurance company has its own policy, discount and coverage which differs from others. As there are different types of car insurance such as comprehensive, collision e.t.c Companies policies will vary considering many factors such as your driving skill and records. The same goes to discount and the kind of coverage the insurance company will be offering.
3. What if someone Drive my Car will he /she sill be covered? Yes in most cases so far they have permission from the insured, that is the person with the name on the car insurance policy, thou in thi situation there are always an exclusion, so is best you look at the insurance policy, I will recommend that you list the name of everybody in your household in the insurance policy, so that when they drive your car they are covered. for example if your girlfriend you are living with drives your car and you did not list her name in the car insurance policy then she is not covered.
4. Which car will be okay to get Cheap Insurance?  I will say, for you to get cheap insurance, then cars which does not need full coverage will be less expensive but one thing that will always play a vital role is your driving record.

I will soon add up more questions, you can use the comment box to ask yours but always stay tune for more insurance quotes and tips.