Friday, February 13, 2015

How Good Is Credit Card

Credit card state is now on the increase and with the introduction of cashless economy, i think credit card has come to stay which with the help of many financial institution in Nigeria bringing up with new ideas that encourages credit card.
Credit card now is not only for the financial institution/banks as many online processors are coming up with good ideas that will that tells more about credit and even banks make use of them to power their services, One of them is quickteller. You can check them out at www.quickteller.com and see varieties of services. Online processor like voguepay offers credit card too as well as other top world credit card companies.
I think credit card as done more good than harm, with the introduction of services like uba africard, zenith web surfer, gtb naira mastercard, first bank debit card, diamond, fidelity and host of other new cards, I think the only bad thing about credit cards is the fact that some of this Not do well guys who go around to steal people card and ha”c’ ker and collect the money. This has made many people not be using card. But i believe with the major steps being taken my financial industry to reduce this fraud and to increase cashless banking/economy  i think credit card, atm usage in Nigeria will surely increase to be the best.
Another important good thing about a credit card, is that it allows us to shop online, i can still remember those day whereby will find it difficult to shop online, as we will pay heavily to get any product but now, you can sit from the comfort of your room and make your other and have it ship to you very fast.

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